Attention homeowners: Real estate appraisal services for in White Rock and Richland County

Check out the top reasons SC homeowners order from CD:

To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge Richland county's assessment of your propertyworth
Remove PMI to lower a mortgage payments
To reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a SC divorce, when real estate needs to be divided
To settle an estate in SC by determining the true market value of real estate in question

Own a house in or near White Rock, SC and need help determining the price of it?
Contact CD.

We at CD understand the unique needs of a customer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at CD are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value estimation than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experienced in helping customers just like you get rid of undesirable PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if your home not appreciating as much as other homes close to yours. That only means you're probably paying more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from CD is your perfect weapon.

Recently got a freeze your HELOC?

Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow viewpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. CD can provide you with efficient appraisal that will help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned expert to double-check your appraisal for preciseness? An appraiser from CD can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? CD can help you with that. Even though this is typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your property.